Did you know there might be money waiting for your family to pay for homeschool curriculum?

I know. It sounds almost too good to be true. But Education Savings Accounts, or ESAs, are real, and they are changing the game for homeschool families all across the country.

Let me break it down in plain mom language so you can figure out if this applies to you.

What Exactly Is an ESA?

An Education Savings Account is a government-funded account that puts education dollars directly in the hands of parents, instead of sending them straight to public schools.

Think of it like a debit card for your child’s education. The funds go into an account, and you spend them on approved educational expenses, including homeschool curriculum.

Every state runs its program a little differently, but the core idea is the same: you get to decide how your child’s education money is spent.

What Can You Buy With ESA Funds?

This varies by state, but common approved expenses include:

• Homeschool curriculum and textbooks
• Online learning programs
• Tutoring
• Educational therapies
• Testing and assessment fees
• Certain educational supplies

Many states specifically approve structured homeschool curriculum like what we offer at A to Z for Moms. That means your ESA funds could cover your entire school year!

How Much Money Are We Talking About?

It depends on your state. Some programs offer a few hundred dollars per year. Others offer several thousand.

Utah, for example, has offered up to $8,000 per student through their program. Texas launched a major program offering significant funds per child. Arizona has been running one of the most generous programs in the country.

Even a modest ESA can cover a full year of curriculum for one or more children.

How Do I Know If My State Has an ESA?

ESA programs are expanding fast. As of 2026, more than 20 states have some form of school choice or ESA funding available.

The best first step is to check your state’s department of education website, or visit our ESA-approved curriculum page where we have pulled together state-by-state information to make it easier for you.

Is A to Z for Moms Curriculum ESA-Approved?

Yes! Our curriculum has been approved through platforms like ClassWallet, which is the most common ESA distribution platform. If your state uses ClassWallet, you can often purchase directly from our store using your ESA funds.

We have two easy ways to purchase with ClassWallet — you can go through our site directly and select ClassWallet at checkout, or you can find us through the ClassWallet marketplace. See the step-by-step guide for both methods here.

We have walked through this process with hundreds of moms, and it is simpler than it sounds once you know the steps.

Frequently Asked Questions

Do I have to be a low-income family to qualify for an ESA?

Not necessarily. Many states have opened ESA programs to all families, regardless of income. Requirements vary widely by state, so check your specific state’s eligibility rules.

Can I use an ESA if my child has never been in public school?

In most states, yes. Many ESA programs are available to families who have always homeschooled, not just those transitioning from public school.

What if my state does not have an ESA yet?

Keep watching. The ESA movement is growing rapidly. In the meantime, check for other scholarship and grant programs in your state, as many offer similar funding for homeschool families.

Ready to Find Out What You Qualify For?

Do not leave money on the table. If your state has an ESA program, your family deserves to know about it and use it.

Visit our ESA-approved curriculum page to learn more, or browse our full curriculum catalog to see what your ESA funds could cover.